Start Here
Where Do You Want to Start?
Choose the route that matches your role. Each path points to the right reimbursement page, outreach brief, and next step.
I am a family caregiver
I am caring for a loved one at home and want to know if Luka Bear can be covered by insurance, Medicaid, HSA, or VA benefits.
Your fastest paths
- HSA / FSA - days, just a doctor note
- LTC Insurance - 4-8 weeks
- Virginia CDS or DC Services My Way
I am a facility or care organization
I work in a memory care facility, assisted living, or home care agency and want to understand how Luka Bear can be reimbursed for our residents.
Your fastest paths
- PA CHC or Maryland CFC (Medicaid)
- Virginia CDS (for Virginia residents)
- LTC Insurance APC (for private-pay residents)
I am a partner, professional, or case manager
I am a social worker, elder law attorney, VSO officer, care manager, or advisor helping clients access Luka Bear funding.
Use the talking points, documentation checklist, and pilot evidence in the brief to guide your conversation.